Let's see if we're a fit
Retirement Planning for Women
If you're approaching retirement — or already there — and want a planner who understands what women are actually navigating, you're in the right place.
Let's see if we're a fitThe questions that matter
"Will I actually have enough — and how would I even know if I didn't?"
"When should I claim Social Security? And what if I get it wrong?"
"What happens to my money if something happens to my husband — or to me?"
"How do I turn what I've saved into a paycheck I can count on?"
"Am I paying more in taxes than I have to?"
"What do I do about health insurance before Medicare kicks in?"
These are the questions I help women answer. Not with a generic plan, but with a conversation — and then a strategy built around your actual life.
What we cover
Retirement planning isn't one thing — it's a set of interconnected decisions that need to work together. Here's what that looks like in practice.
Retirement Income
Social Security
Tax Planning
Healthcare
Estate Planning
Investment Strategy
Why it matters
The standard retirement planning playbook was written with someone else in mind. Women face a distinct set of realities — and the plan needs to account for them.
01
A 65-year-old woman should plan for 25–30 years in retirement, not 20. That changes how much you can safely spend, how your portfolio needs to be positioned, and what "conservative" actually means over that time horizon.
02
Time out of the workforce — for caregiving, family, or other reasons — permanently reduces your Social Security benefit. There are strategies to minimize the impact, but only if you know to look for them before you claim.
03
Most women will manage their finances alone at some point. Planning for this before it happens — not after — makes an enormous difference. Survivor benefits, account titling, income changes: there's a lot to get right in advance.
04
QDROs, ex-spouse Social Security rules, survivor benefits, asset division — there's a specific playbook for women navigating divorce and retirement at the same time. It matters which accounts you keep and which you don't.
From the archive
More than 450 articles on retirement planning, investing, and building a life worth living. Here are a few to start with.
A comprehensive introduction to the key decisions, timelines, and strategies that matter most for women approaching retirement.
Longevity, caregiving costs, and supporting adult children. Why each one matters — and what to do about it.
When to claim, how survivor and spousal benefits work, and the key differences women need to understand before making this decision.
The coverage gap between leaving work and turning 65 is one of the most expensive problems to solve. Here's how to approach it.
The question isn't just whether you have enough — it's whether your plan can hold up under the scenarios that actually happen.
The first step is a simple conversation — no pressure, no obligation. Just a chance to see if this feels like the right fit.
Let's see if we're a fit