You've worked hard, saved diligently, and made smart decisions for decades. Retirement is close — or already here. And somehow, the questions feel bigger now than they ever did before.
You're somewhere between 55 and 75, and retirement is either right around the corner or already underway. You've been responsible — saving consistently, making thoughtful decisions, not taking unnecessary risks. By most measures, you've done everything right.
But standing this close to retirement — or living in it — the stakes feel different. The questions are bigger. The decisions have longer consequences. And the cost of getting something wrong is harder to recover from than it was at 40.
You have at least $2 million in investment assets, but the number isn't really what keeps you up at night. What keeps you up is whether it's enough, whether it will last, and whether you're making the most of what you've built.
You don't want someone to manage your money from a distance. You want someone who actually knows you — your situation, your goals, your fears — and who will tell you the truth even when it's complicated.
These are the questions I hear most often from women at this stage of life. Not because they haven't been paying attention — but because the stakes are real and the decisions are permanent.
Do I actually have enough to retire — or am I telling myself that because I want it to be true?
When can I stop working without feeling like I'm making a mistake?
How do I replace my paycheck? Where does the money actually come from each month?
What if I live another 30 years? Will this last?
If something happens to my husband, will I know what to do — and who to call?
I've saved diligently my whole life. Is it actually okay to spend this money now?
Am I missing something important that could cost me later — taxes, Medicare, Social Security timing?
I don't want to be a burden to my family. How do I make sure that doesn't happen?
The women I work best with aren't just looking for someone to watch their portfolio. They're looking for something harder to find.
Someone who takes time to understand your whole life — not just your account balances
Honest answers, even when the honest answer is complicated or not what you hoped to hear
A plan you actually understand — not a 40-page document that sits in a drawer
Someone who reaches out proactively — not someone you have to chase down
Permission to enjoy the money you've worked so hard to build
Confidence that if something unexpected happens, there's a plan and someone in your corner
A relationship that grows over time — not a transaction that ends when the meeting does
No shame about past decisions — just a clear-eyed look at where you are and where you want to go
READY TO TAKE THE NEXT STEP?
I work with a small number of clients by design. If you're approaching retirement — or already there — and want a thinking partner who will actually pay attention, I'd love to hear from you.
Let's see if we're a fit